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Image for 10 Things to Think About Before The School Year Begins new211

10 Things to Think About Before The School Year Begins new211

BLOG | LIFESTYLE & TRAVEL

4 min read | September 3, 2024

The school year is a time for new beginnings, new opportunities, and new costs. From classes to text books and everything in between. Create your budget before the school year starts and it will be much easier to avoid temptations.

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All About Fees Quiz

QUIZ | BUDGETING

How savvy are you about fees? Take our quiz and see if you know where fees might be hiding!

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Credit Factors Quiz

QUIZ | CREDIT

Think you know why your credit score is what it is? Do you know all the factors that go into creating that magical number? Take our quiz and test your knowledge!

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Credit Card Benefits

BLOG | CREDIT

2 min read | January 11, 2024

Credit cards are a great way to build a positive credit history. But all credit cards don’t have the same benefits, so it’s important to check your specific card’s offers.

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Beware of Tax Scams

BLOG | FRAUD

3 min read | January 11, 2024

As tax season approaches, you can bet that fraudsters are ramping up their tax scams to steal from unsuspecting victims. Here are some of the most common scams and how to protect yourself.

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Check Writing and Processing Quiz

QUIZ | BUDGETING

With so many digital payment options available, you might not have ever written a check. Take our quiz and give your check-writing knowledge a check-up!

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Credit Scores and the Holiday Season

BLOG | CREDIT

3 min read | December 20, 2023

You may be tempted to pull out your credit card to buy the perfect gift this holiday season. Before you shop yourself into debt, check out some tips for maintaining and improving your credit score to start the new year off on the right foot!

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Image for Points or Cash: A Breakdown of Credit Card Rewards

Points or Cash: A Breakdown of Credit Card Rewards

BLOG | CREDIT

2 min read | December 13, 2023

If you’re considering a new credit card but don’t know whether to choose cash back or points rewards, you’re not alone. Read on to learn the advantages and disadvantages of each kind of credit card before you apply.

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Image for Top Fraud Trends and Protecting Yourself

Top Fraud Trends and Protecting Yourself

BLOG | FRAUD

2 min read | December 5, 2023

In today's digital age, the risk of falling victim to various forms of fraud is higher than ever. According to the Federal Trade Commission consumers reported a loss of $8.8 billion. Education is the most important safeguard to not fall victim to scams.

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Avoiding Auto Loan Refinance Scams

BLOG | FRAUD

2 min read | November 29, 2023

Paying on an auto loan with a high interest rate can leave you feeling stuck. Receiving offers from companies promising to reduce rates may be enticing. However, remember to proceed with caution. Learn how to spot, avoid auto loan refinance scammers.

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Social Media Safety

BLOG | FRAUD

2 min read | November 27, 2023

Social media platforms are a great place to share our experiences and interests, as well as communicate and coordinate events. Unfortunately, they are also a potential gold mine for identity thieves. 

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Image for It's Your Card and Your Money

It's Your Card and Your Money

BLOG | FRAUD

2 min read | November 27, 2023

As technology progresses, so does the ability for fraudsters to obtain your debit or credit card information to use for their own benefit. But you can take steps to help protect yourself and resolve the situation, should it happen.

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Image for Why Your Credit Score Matters and How to Understand It

Why Your Credit Score Matters and How to Understand It

BLOG | CREDIT

3 min read | November 27, 2023

Your credit score is a 3 digit number that ranges from 300-850. This 3 digit # represents how likely you are to pay your bills on time.

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Firm Foundations of Credit

BLOG | CREDIT

2 min read | November 27, 2023

Homeownership, car payments, and careers may seem far away but building your credit score now will give you more options and flexibility when that season of life comes. A higher credit score can open doors for you, so start building early.

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Why You're Receiving Calls from Unknown Numbers

BLOG | FRAUD

2 min read | November 16, 2023

When you get a call from an unsolicited number about donations, national tragedies, or even phony IRS or debt collections, you may wonder how they got your number — and what their true motive is for calling you.

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Who's Texting You?

BLOG | FRAUD

3 min read | November 16, 2023

Fraud comes in many forms, and one of those forms now includes text messaging or smishing, when a scammer aims to steal personal information through text messages. Learn to recognize a suspicious text message and protect your identity.

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Image for Which Side of the Hook are You on with Phishing?

Which Side of the Hook are You on with Phishing?

BLOG | FRAUD

1 min read | November 16, 2023

Fraud happens every day, and fraudsters are getting more and more creative with their tricks. It’s important we are familiar with different types of fraud and how to prevent them. 

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Image for Which Credit Card Is Your Best Fit?

Which Credit Card Is Your Best Fit?

BLOG | CREDIT

1 min read | November 16, 2023

There's a lot to consider when determining the right credit card option for you including how you plan to use it and the associated interest rate.

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What's the Deal with Fed Rates?

BLOG | BUDGETING

2 min read | November 16, 2023

Over the last few months in the finance world, there has been a lot of talk about the Federal Reserve System (Fed) “raising rates.”

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What to Look for on a Credit Report

BLOG | CREDIT

3 min read | November 16, 2023

Your financial reputation is reflected in your credit report, and you have three versions — one with each major credit bureau. While the information will be similar, it may not match exactly. Learn what to look out for in your report.

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What is a Recession?

BLOG | BUDGETING

1 min read | November 16, 2023

Over the past few months, the economy has been in a decline. Stock markets have been bearish, and inflation has been rising. There have been talks of preparing for a possible recession, but what does that mean?

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Utility Bills on My Credit Report

BLOG | CREDIT

1 min read | November 16, 2023

Many people talk about the importance of having a good credit score because it helps you get a good rate on a new auto loan or mortgage, or even securing a lower insurance payment. But not everyone is aware of what’s on their credit report.

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Image for Top Reasons to Avoid Payday Lending

Top Reasons to Avoid Payday Lending

BLOG | CREDIT

2 min read | November 16, 2023

A payday advance, also known as payday loan, cash advance, or check advance loan is a short-term, high-interest loan that a consumer can apply for when they’re in a financial pinch. It may sound simple, but the cycle could be dangerous.

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Image for Tips on Optimizing Credit Card Utilization

Tips on Optimizing Credit Card Utilization

BLOG | CREDIT

2 min read | November 16, 2023

Credit card utilization can impact up to 30% of your credit score making it one of the most significant factors in the calculation, so it’s important to understand what it is and how to use it to increase your score.

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