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BLOG | CREDIT
1 min read | November 16, 2023
The holidays are over and you are starting to look at your spending. You may be realizing that you have overspent beyond your means. Don’t panic, we have two tips on how to start paying those credit cards down.
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BLOG | CREDIT
2 min read | November 16, 2023
Debt has a bad stigma around it. People are afraid of having it, and afraid of admitting they have it, which typically means they don’t know how to deal with it.
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BLOG | CREDIT
3 min read | November 16, 2023
Credit can be confusing, and even overwhelming, when you really have no idea what it is all about.
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BLOG | CREDIT
2 min read | November 16, 2023
Do you work to build a positive reputation at work and with your friends? Most of us want to be viewed as reliable and responsible because that tends to attract people and opportunities.
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BLOG | CREDIT
2 min read | November 16, 2023
Everyone has a need to know that their identity is safe and no one wants to hear that their personal information has been compromised. Our personal information is heavily connected to our credit reports.
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BLOG | CREDIT
3 min read | November 16, 2023
Even for people with excellent credit, it may be surprising to see your credit score fluctuate based on the model used. Our latest blog post helps clarify the difference between a FICO Score and VantageScore.
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BLOG | CREDIT
1 min read | November 16, 2023
Credit card debt is not something new to most Americans. In fact, according to Experian.com, 75% of adults carry a balance on their credit accounts. With that in mind, credit card debt has started to drop over the past year.
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BLOG | FRAUD
2 min read | November 16, 2023
SIM swapping allows thieves to gain access to cellphone accounts and divert calls and texts to a new device. This may sound like a temporary inconvenience, but it can result in large-scale identity theft and significant financial loss.
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BLOG | CREDIT
1 min read | November 16, 2023
Sometimes you need a little cash. It could be an unexpected expense that threatens your budget, or a bill that arrives before payday.
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BLOG | CREDIT
1 min read | November 16, 2023
Buy now pay later offers are becoming popular with retailers around the globe. The services aim to make it easier for people to make purchases now and pay for them over time. Sounds like a credit card, right? But how do they work?
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BLOG | CREDIT
4 min read | November 16, 2023
Your credit report grows and changes over time based on the financial decisions you make. This is why it’s important everyone understands what makes up a credit report and knows how to analyze theirs.
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BLOG | CREDIT
1 min read | November 16, 2023
Many of us are working hard to pay down our debts — or working hard to stay out of debt. Want to reduce your expenses? Try our tips to help you kick debt to the curb and find more financial freedom.
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BLOG | FRAUD
2 min read | November 16, 2023
Robocalls were originally created to send out automated messages and were mostly used by telemarketers and political parties. Now, the majority of robocalls are from scammers who pretend to be telemarketers, tax collectors, charities, or people.
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BLOG | FRAUD
3 min read | November 16, 2023
We’ve all been there, out to dinner with a group of people when the single check arrives. Only a few years ago, this would mean a collective search for wallets as the bill is divvied up and cash is placed in the center.
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BLOG | CREDIT
3 min read | November 16, 2023
Have you heard people talking about being an authorized user/signer on a credit card, but you are unsure of what that means? Are you curious about how it can affect your credit or future loan applications?
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BLOG | CREDIT
3 min read | November 16, 2023
Beginning to build credit can feel daunting. One option to jumpstart your credit history is becoming an authorized user on someone else’s credit card. You also could open your own credit card that offers lower interest rates for students.
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BLOG | INVESTING
2 min read | November 16, 2023
There are certain things we can’t control, such as a recession; however, we can prepare to put ourselves in the best position possible to navigate one when it happens. Here's a guide to becoming recession-proof.
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BLOG | CREDIT
2 min read | November 16, 2023
Loans are everywhere and most people use them at some point or another, be it for a car, a house, or for everyday purchases. But where there’s money involved, there’s almost always fraud.
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BLOG | FRAUD
3 min read | November 16, 2023
Whenever the travel bug hits and people start searching for domestic and international trip options — spring break, summer vacation, winter holidays — it seems like travel scams seem to increase right along with demand.
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BLOG | CREDIT
1 min read | November 16, 2023
Getting a new car brings about many important decisions to be made. “What type of car are you interested in?” “How long are you planning to keep the car?” And one of the most important questions, “how are you planning to pay for the car?”.
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BLOG | CREDIT
3 min read | November 16, 2023
For people who have trouble being approved for their first line of credit, being an authorized user on an existing card could help build credit history. Learn about the advantages — and possible pitfalls — of being an authorized user.
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BLOG | CREDIT
3 min read | November 16, 2023
It’s a common myth to assume that big banks make your accounts more accessible than credit unions. People assume this because they hear that credit unions are community based. Let’s walk through some examples of how credit unions compare to banks.
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BLOG | CREDIT
1 min read | November 16, 2023
Credit cards that offer 0% APR can be enticing, but be sure to read the fine print. Knowing what types of transactions qualify as 0% APR, the requirements to maintain 0% APR, and what happens to remaining balances are just a few things to consider.
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BLOG | CREDIT
3 min read | November 16, 2023
There are a number of factors that go into a credit score. Some, like payment history, are hugely important and can have a massive impact on your credit score.
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