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Image for The Top 5 Reasons to Get a Credit Card

The Top 5 Reasons to Get a Credit Card

BLOG | CREDIT

3 min read | November 16, 2023

Credit card offers are virtually everywhere! Many of us receive them in the mail or are asked if we’d like to open one when we visit our favorite store or financial institution.

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Image for The Lowdown on Securities Fraud

The Lowdown on Securities Fraud

BLOG | FRAUD

2 min read | November 16, 2023

Every day, more investors enter the market and so do more fraudsters looking to take advantage of increased participation in the stock market and people with limited investing knowledge. The best protection against fraud is knowledge.

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Image for The Impact of Your Credit Score when Buying a House

The Impact of Your Credit Score when Buying a House

BLOG | CREDIT

2 min read | November 16, 2023

One of the biggest purchases you will ever make will be your first home. It will be exciting, stressful, and joyful at the same time. When you decide you’re ready to make this leap, make sure you’re prepared and making the right choice.

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Image for Social Media Quizzes and Why to be Cautious

Social Media Quizzes and Why to be Cautious

BLOG | FRAUD

2 min read | November 16, 2023

Social media quizzes asking you to answer common personal questions may seem innocent, but when you respond, you’re sharing information online that could provide cyber criminals with the info needed to unlock your financial accounts.

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Relieving Financial Stress

BLOG | CREDIT

2 min read | November 16, 2023

Getting out of debt isn't as easy. When keeping up with financial obligations becomes problematic, it’s time for a change. Learning healthy spending, saving, and budgeting habits will help improve your relationship with finances.

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Image for Pyramids and Investment Schemes

Pyramids and Investment Schemes

BLOG | FRAUD

2 min read | November 16, 2023

The central concept of the pyramid scheme is to move up to the highest level. We all want to become high-level investors and earners. But pyramid “investments” are considered schemes because they frequently unsuccessful and can be illegal.

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Image for No Credit vs. Poor Credit

No Credit vs. Poor Credit

BLOG | CREDIT

2 min read | November 16, 2023

You may be told you’re not approved for a loan because you don’t have a credit history, but the reasoning is not the same as someone who is denied because of poor credit history. And the steps toward approval are quite different.

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Image for Monitoring Your Credit: Where Do I Start?

Monitoring Your Credit: Where Do I Start?

BLOG | CREDIT

1 min read | November 16, 2023

Credit plays such a big role in our lives because it can be attached to so many things. Do you know how to pull your own credit report to make sure everything is correct?

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Image for Money Talks: How to Start Financial Conversations

Money Talks: How to Start Financial Conversations

BLOG | LIFESTYLE & TRAVEL

2 min read | November 16, 2023

For many, talking about how we’re doing financially can be uncomfortable and awkward. In reality, many of us will live beyond our means or miss out on opportunities due to lack of comfort when it comes to discussing money.

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Image for Master of Disguise: Spoofing

Master of Disguise: Spoofing

BLOG | FRAUD

2 min read | November 16, 2023

You would think you could trust your caller ID when you receive a call, but that is not always the case, thanks to spoofing. Spoofing is a scam where fraudsters pretend to be someone you trust in an attempt to gain your personal information.

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Image for Life's Impact to Your Credit: Understanding Inquiries

Life's Impact to Your Credit: Understanding Inquiries

BLOG | CREDIT

3 min read | November 16, 2023

Applying for a new job, becoming a renter, getting approved for a vehicle loan, and opening your first credit card are all exciting steps in life. It’s important to know that applying for some of these can affect your credit score.

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Image for Late Payments Impact on Credit

Late Payments Impact on Credit

BLOG | CREDIT

2 min read | November 16, 2023

Between life events, pandemics, and unexpected emergencies, it’s not uncommon to be late on making a payment. The impact of a late payment on your credit score will vary depending on a variety of factors. Keep reading to learn more.

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Image for Is That QR Code Safe to Scan?

Is That QR Code Safe to Scan?

BLOG | FRAUD

1 min read | November 16, 2023

While QR codes have been around for decades, the pandemic increased their popularity to limit touch points and be quickly redirected to information. Although these “quick response” codes are convenient, they’ve been a target of fraudsters.

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Image for Is That Free Trial Actually Free?

Is That Free Trial Actually Free?

BLOG | FRAUD

2 min read | November 16, 2023

It gets sticky knowing if a free trial for a subscription or membership will lead to automatic enrollment — and automatic payments. Here are some tips to help you determine if that free trial is worth it.

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Image for Is Age More than Just a Number?

Is Age More than Just a Number?

BLOG | FRAUD

3 min read | November 16, 2023

While no one is exempt from being a potential target of scammers, there are scams designed to deceive a person based on their stage of life. One of the most vulnerable age groups is young people with limited credit and account history.

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Image for How to Strategically Get Cash Back

How to Strategically Get Cash Back

BLOG | CREDIT

2 min read | November 16, 2023

Credit cards aren’t just a great tool to build credit, but they can also be a way to earn rewards. Not all credit cards are created the same, so it’s important to understand what fees, interest rates, and policies come with the card.

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Image for How to Avoid Health Insurance Scams

How to Avoid Health Insurance Scams

BLOG | FRAUD

1 min read | November 16, 2023

There has been an increase in health insurance scams throughout the nation that has left many with their money and identity stolen. Thankfully, there are many ways to identify when you are getting scammed and how to stop it from happening.   

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Image for Good Credit: Is It Really that Important?

Good Credit: Is It Really that Important?

BLOG | CREDIT

2 min read | November 16, 2023

Good credit is important. Having good credit can make many avenues of your life much easier. Bad credit, on the other hand, may make things like buying a car or a home a bit more difficult.

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Image for Gift Card Scams

Gift Card Scams

BLOG | FRAUD

2 min read | November 16, 2023

Being cautious is a smart way to protect yourself from fraudsters; however, sometimes they can get creative with the ways they target people, and we may be more easily fooled. Read up on new scams to avoid potential losses.

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Image for Get to Know the Credit Bureaus

Get to Know the Credit Bureaus

BLOG | CREDIT

3 min read | November 16, 2023

Credit bureaus collect and track consumer and business financial data. They create credit reports from their collected data, which are then used to generate credit scores. Learn about them and how they use information to build your score.

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Image for Find the Right Credit Card for You

Find the Right Credit Card for You

BLOG | CREDIT

4 min read | November 16, 2023

WalletHub projects there will 1.25 billion credit card holders in 2023. Most adults apply for a card at some point, so it’s important to know what to look for. Learn about features that affect the usefulness and the cost of a credit card.

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Image for Fact or Myth: Credit Edition

Fact or Myth: Credit Edition

BLOG | CREDIT

3 min read | November 16, 2023

Credit can be complicated and it’s important consumers understand how it works. Although a lot of what we read and hear about credit may be true, there are a lot of misconceptions. Learn about common myths about credit and how it works.

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Image for Don't Miss Out on College Savings Using the FAFSA!

Don't Miss Out on College Savings Using the FAFSA!

BLOG | COLLEGE

3 min read | November 16, 2023

Learn about the benefits and what kinds of aid you may be eligible to receive through the FAFSA. We’ll also break down ways you can apply for student aid and deadlines to bear in mind, so you don’t miss this money-saving opportunity.

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Image for Do You Have Mistakes on Your Credit Report?

Do You Have Mistakes on Your Credit Report?

BLOG | CREDIT

2 min read | November 16, 2023

Mistakes or inaccurate information in your credit report could hinder your approval or result in higher costs. The sooner you know if there are mistakes in your report, the sooner you will be able to begin the dispute process.

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